Compare your insurance.Compare insurance.
No broker needed.
Upload your insurance policy. Our AI analyzes it in minutes — and shows you exactly where you're overpaying.
Better coverage in four steps.
No phone appointments. No hassle. All you need is your current policy.
Upload
Upload your insurance document as a PDF — drag and drop is all it takes.
Anonymize
We immediately remove all personal data — name, address, account number.
Analyze
Our AI reviews your policy and compares it against the entire market.
Save
See exactly where you get better coverage — or pay less.
Your data belongs to you. Full stop.
We know — you're uploading sensitive documents. That's why anonymization isn't optional, it's the foundation.
Anonymization
Before our AI reads your policy, we automatically remove all personal data — name, address, account number.
No data sharing
Your data is never sold or shared with third parties without your explicit consent.
Transparency
We earn from the report and — if you switch — from a referral fee. Your ranking is never affected: the best option for you always comes first.
Referral fee on switch
Klare Zahlen. Klare Empfehlung.
Du siehst auf einen Blick, wo du sparst — und wo du bessere Deckung bekommst.
Generali Komfort
vs. dein aktueller XY-Vertrag
Frequently asked questions
Yes. Your file is transmitted encrypted, all personal data is automatically removed before analysis, and only you decide what we do with it.
We scan the document for typical personal data — name, address, date of birth, IBAN, policy number — and replace them with placeholders before our AI reads the policy. You can see exactly what was removed.
We currently support liability, household contents, and legal protection insurance for private customers in Austria. More categories and markets are coming soon.
The initial analysis with a savings estimate is free. You unlock the full report — including all alternatives, coverage gaps, and switch options — for a one-time fee of €4.99. No subscription.
No. covrme is not a broker but an independent comparison service. We earn through report sales and referral fees when you switch. We always show you all available options — including insurers we don't earn from. Your comparison is never limited.
Transparently: you pay once for your comparison report. If you switch to a new insurer, we also receive a referral fee. But this never influences your ranking — the best option for you always comes first, whether we earn from it or not.
We continuously update our rate catalog using official insurer terms. Every comparison uses the most current available data.